ðŸ“Š Buying Power Report

Here's What You Can Afford, Friend

Real numbers built around your income and goals â€” not a generic estimate.

Prepared on:

â€”

Est. Home Price Range

based on your income

â€”

Est. Monthly Payment

taxes, ins. & MIP est.

Willow Bend Mortgage

Your 4 Best-Fit
Loan Options

Your estimated home price is already loaded in. Adjust the sliders to explore different scenarios â€” all four programs update instantly.

Home pricematched to your quiz range

$280,000

Base interest rate FHA baseline Â· others adjust up

6.000%

* Est. Monthly Payment includes principal & interest, estimated property taxes, and homeowner's insurance. Rates shown are estimates. Closing costs ~3% of loan. Seller concessions ~2.5% of price. DPA = 3% of loan where applicable.

Start Your Application â†’

ðŸ’¡ Want to Qualify for More?

Your monthly debts from your quiz are already loaded in. Slide them down and watch your qualifying range go up.

Monthly Debtscar loans Â· credit card minimums Â· personal loans only

$ /mo

Updated Qualifying Range

â€”

ðŸ’¡ DPA vs. Bringing Your Own Money

With DPA

Grants of up to 5% cover your down payment â€” you get in with little to nothing out of pocket. The trade-off: a higher interest rate (typically +0.375% or more) means a higher monthly payment over the life of the loan.

With Savings

Putting money down reduces your balance, lowers your monthly payment, and can save thousands over the life of the loan.

DPA Grant vs. Your Own Savings Â· $280,000 Home Â· 6% Base Rate

Down payment~$4k â†’ $0 out of pocket

Rate6.375% (+0.375%)

Monthly P&I$1,748/mo

30-yr total~$629,000

Down payment$9,800 (3.5%)

Rate6.000%

Monthly P&I$1,620/mo

30-yr total~$583,000

The right answer depends on your specific situation â€” our team will run the exact numbers for you.

Local Down Payment Programs

All Loan Programs Available to You

ðŸ“

This is what renting looks like in the RGV right now. 3 bed Â· 2 bath Â· 1-car garage Â· ~1,450 sq ft â€” compared to owning a brand-new $250,000 home.

Renting vs. Owning

Same neighborhood. Same life. Very different outcome.

ðŸ

Renting

Today

$1,700/mo

In 10 Years

~$2,400/mo

Rents historically rise ~3.5%/yr

In 20 Years

~$3,380/mo

ðŸ¡

Owning â€” $250k

Today

~$1,499/mo

Principal & interest only

In 10 Years

Still $1,499/mo

Fixed rate. Never changes.

In 20 Years

Still $1,499/mo

After 30 Years â€” The Real Difference

Renting

$937,000+

Total paid. Zero assets.

Predicted Home Value

~$607,000

Paid off. Fully yours.

~$357,000 in equity gained

*Illustration only. Rent at 3.5%/yr growth. Home appreciation 3%/yr (Texas A&M RE Center). P&I based on FHA 6.00%, 30yr, $241,250 loan. Excludes taxes, insurance, maintenance.

ðŸ—ï¸ Build New

Why Buy Someone Else's Home
When You Can Build Your Own?

Thanks to Willow Bend's new construction programs, making your dream home in the RGV a reality has never been more accessible.

As little as 3.5% down â€” land, construction, and permanent mortgage in one single closing.

Rate locked before ground breaks. No surprises mid-build.

Already have a lot? Even better â€” let's put the numbers together.

Ready to See What's Out There?

Tell us where to send your search â€” our team builds a personalized list based on your exact qualifying range and sends it directly to you.

Ready to Make This Real?

A free 15-minute call turns this estimate into an actual pre-qualification. Or start your application right now â€” it takes about 8 minutes.

ðŸš€ Get Started Now â€” Apply Online ðŸ“… Book a Free Strategy Call Instead

No cost. No obligation. No pressure.